Privacy and cookie policy

This policy covers IT1ST’s interest calculator and choice wheel, including Google AdSense on public utility landing pages.

Last reviewed: .

This page has no scripts, advertisements or consent banner. It works without JavaScript. The moon changes the theme in current browsers; this page does not save that choice. Older browsers without CSS :has() keep a readable default theme.

Calculator and wheel inputs

With JavaScript, interest calculations and wheel selection run in your browser. The calculator uses values in browser memory. The wheel can save its names, choices and settings in this browser on this device.

Without JavaScript, submitting the calculator or basic wheel form sends the values to the utility’s server, hosted on Cloudflare, to calculate or select a result and return a page. The application does not save those submissions in a database or log their contents. Native result and error pages are private, use no-store responses, are marked noindex and remain ad-free.

We do not put financial inputs or wheel choices in page URLs, analytics events or advertising targeting parameters. Avoid entering private account details, passwords or sensitive personal information into these tools.

Functional storage on your device

Theme preference: it1st.theme.v1
Utility pages with JavaScript can store dark or light in local storage, so your selected theme survives reloads. The script-free policy page does not read or write that preference.
Saved wheels: it1st.wheels.v1
The wheel stores its named wheels, choices, colours and settings in local storage when you edit. This is device and browser storage, not an IT1ST user account or cloud backup.

Use your browser’s site-data controls to remove stored preferences and wheels. Removing wheel site data deletes the saved wheels on that browser. Storage is separate for each utility hostname. If storage is blocked or full, current-page use can continue, but settings or wheels may not survive closing the page.

Hosting and ordinary requests

Cloudflare delivers our pages and handles native form submissions. Ordinary network requests can include an IP address, browser information, requested URL and request time. Cloudflare may derive an approximate country or region from a request. Where the calculator displays a region, it does not establish your nationality, language, currency or tax rules.

Application logging of submitted tool values is disabled. This does not mean that the hosting provider processes no request metadata. See Cloudflare’s privacy policy for its own data handling.

No visitor analytics service is enabled by this policy page. If IT1ST adds analytics or materially changes tool data handling, this policy and the affected utility’s disclosures must be updated.

Google AdSense and your choices

Public utility landing pages are configured to load Google AdSense. Google determines site approval and whether an eligible advertisement can appear. Loading the integration does not guarantee an advertisement or earnings. This policy page and native tool result and error pages do not load advertising.

Where Google ads are enabled, Google and the ad partners identified in the consent settings may use cookies or other local storage and process information such as your IP address, browser information and identifiers to deliver, personalise and measure advertising, subject to your choices and applicable requirements. See How Google uses information from sites or apps that use its services and Google’s advertising technologies.

For visitors in the European Economic Area, United Kingdom and Switzerland, Google’s configured consent message offers Consent, Manage options and Do not consent, and identifies the relevant purposes and ad partners. The Privacy choices link on a utility can reopen the applicable Google message when it is available; otherwise it opens this policy. This script-free policy page cannot open or change consent settings.

For supported US states, we have configured Google’s privacy message and its Do Not Sell or Share My Personal Information link. These settings do not establish that every regional message or legal requirement has been independently verified.

The utility remains usable if you decline consent, block advertising or disable JavaScript. Subject to Google’s settings and applicable requirements, limited advertising may be available without personalised advertising consent. Disabling JavaScript prevents ordinary AdSense advertising from running; it does not remove the native tool fallback.

Contact IT1ST

For a privacy question about the interest calculator, contact compound_interest_calculator@it1st.com. For the wheel, contact choice_wheel@it1st.com. Please identify the utility and your concern without including passwords or unnecessary private account details.

If you email us, we receive the information you include so we can respond. Our business email uses Google Workspace. Email content is separate from tool inputs entered in your browser.

To ask about access, correction or deletion of personal information you have supplied to IT1ST, use the relevant contact above. We cannot retrieve wheels stored only in your browser or recover local wheels after their site data is deleted.